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If you were making 60k+ through your college "internships," I would put them at the same level as full-time work. My first college internship was $9/hour with no benefits, and it lasted 6 weeks...

Also, donations are discretionary, so you wouldn't count them at all -- you would just count your salary minus your tax rate (not counting deductions, so that the average Joe can get some context).




If you look back at https://www.jefftk.com/money you'll see I wasn't earning more than $12/hr until my first programming job in fall 2008.




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