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My point is that I do not consider the net sum negative. It is so small that it is inconsequential to my life. It does not affect my finances whatsoever. Only hitting the jackpot would, and that would be a definite positive effect to me. Like I said life-changing.

I consider that the Pascal's Wager :) Everything to gain, nothing to lose. http://en.wikipedia.org/wiki/Pascal%27s_Wager

Could you wire me $5? Maybe I will give you $1000000 back.

Nothing to lose, man.

I could, if I considered the chance of receiving the big money positive. Or if you would be in such a need that it'd be charity :)

There is no such thing as negative chance.

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