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So you are insurance aggregator or facilitator?

Who insures you in case of a big claim that exceeds your equity?

A calamity like say the Exxon Valdez?

A great service but startups will pony up in good faith, but what happens when the chickens come home to roost?

We are an insurance program manager (or "MGA" in insurance speak), and our insurance programs are back-stopped by Munich Re, one of the largest re-insurers in the world. We very purposefully didn't set the company up as traditional broker, because then we'd be reliant on a bunch of old-fashioned and off-line partners, which would undermines the experience we're trying to create for our clients.

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