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Ha. My dad has an account at cooperative bank (https://en.wikipedia.org/wiki/Volksbanken_und_Raiffeisenbank...) and every time he has business at the bank, he says: "You know, I am a co-owner of this bank". Usually the personnel is confused by this.

They probably hear that dozens of times a day.

If they did, wouldn't they not be confused by it?

Being polite to a customer.

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