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The whole idea of ACH transfers and giving everyone write access to everyone's account in this day and age is crazy to me.

There should not be a way for money to leave an account without the account owner's explicit permission.




We insisted that our bank provide positive pay for ACH. If you are a business you should consider this if you hold large balances. It works very well. Only authorized ACH entities up to authorized limits can debit (or I can set it to notify and someone has to approve each one).




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