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Why such a complicated transfer chain just to pay salaries? In my country you just export a bank file from your payroll system and that's it.



I suspect it's partly because there's a complicated employment arrangement going on, with the employees being sorta employed by the payroll management company ("employer of record"), and sorta employed by the company they actually work for, which then pays the payroll management company to handle all that stuff so they don't have to.


> from your payroll system

The payroll system is a 3rd party here. Which is pretty normal, there are a lot of different taxes and things that need to be tracked, and it's easier to let a specialist handle that.




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