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This is objectively wrong. The top-of-the-charts schools almost universally offer need-blind admission and great financial aid. A number of my acquaintances (middle and lower-middle class economically) graduated from Harvard, Princeton, or Yale without any loans and without paying more than $5000.

On the other hand, being rich means you can provide better K12 education to your children, which makes it easier for them to get accepted in elite universities.

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