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I would actually say that because you are a YNAB'er, you are not my target audience. Lunch Money works best for first-time budgeters because they don't have a previous foundation for budgeting. The Lunch Money philosophy is fundamentally different from YNAB, being that it's not envelope-based and we don't track/assign every dollar. YNAB'ers tend to be very loyal to the YNAB philosophy and while there's nothing wrong with that, it would be an uphill battle to convert already paying users of YNAB to Lunch Money.

We started off with not importing transactions, but ultimately integrating with Plaid was useful for us to get our first 50 or so users off the ground and running right away.

Thanks for the kind words and for taking the time to write feedback.

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