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Don't forget insurance, maintenance, tag, and other fees associated with owning a car.

For what it's worth Toyota leases come with 2 years of maintenance included, and unless you have major trouble, that last year might be an oil change or two costing ~$100 at the dealership (less if you go elsewhere). Admittedly, insurance can be pricy depending on where you are. Registration/tag fees can vary quite a bit depending on what state you're in.

Like the occasional overzealous towing that seems to happen

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