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> I put money in the market when it's going down

The only problem is when the market is going down, most people are losing money. Therefore, people don't have any excess funds to invest when its technically the best time to invest (when the market is going down).

How is money being lost? I buy 100 shares of company X for $10 ($1000). The market tanks and now I can buy 100 shares of company X for $1 ($100). You could say that I now have 200 shares of the company that are worth $200 (a $900 loss), but the market will recover (it always has in the past) so when those shares are again worth $10 I can sell them for $2000. The only way people could lose money is if they sell when the market is down, but you don't sell when the market is down - that is when you use cash or other investments that are not subject to market fluctuations.

Take a look at the Nikkei 225, it still hasn't recovered from its high in 1991.

Your assumption is we have infinite growth on a finite planet, which unfortunately is not the case. Eventually the party will be over, and you'll be left with the tab.

> infinite growth

Assuming growth is linearly correlated with resources. It's not, wealth can be created though cognitive effort i.e. software engineering.

> finite planet

Assuming humans are bounded to Earth for growth.

The markets are the collective reflection of humanities productive efforts in the form of currency. Saying that growth will cease to exist in the future is the same as saying humanity will cease to be productive, a bet I am not personally willing to make.

Doesn't it seem odd that this one example is used every single time people want to make this argument? This is the sort of "the exception proves the rule" situation. Extremely long down periods in established economies are so uncommon that we really only have this one example to use over and over.

>Your assumption is we have infinite growth on a finite planet, which unfortunately is not the case

You're arguing against an implicit faith in the civic religion of infinite growth, and the cognitive dissonance this causes.

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