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This line of thought is complete nonsense. When you get a product in a transaction, you get something from the other party and you give them something in exchange. When you buy an iPhone, what you're giving is $700. In the case of non-paywalled online content, what you're giving is an ad impression. It would be ludicrous to say after an iPhone purchase "I didn't get anything out of the part of the transaction where I paid $700? The government should ban it".

I'm not dismissing the possibility of conversations about whether advertising for services is a type of transaction that's difficult to reason about, and that users need to be protected from themselves by regulation. But looking at only the outflow half of a transaction and asking "I don't benefit from this part, we should ban it" is utter gibberish.

"Did anyone ever investigate what benefits payment systems have to a population? It seems like a net loss to me, since payment systems cost money to operate and in the end all they do is reduce the amount of money a user has. While payment systems may allow you to 'buy' services, we are still paying for these systems directly and indirectly

Why then, doesn't the government bring currency and bank accounts and credit cards to a halt?"

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