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> Get sick, go to hospital, insurer covers. There is a shortlist of things the insurer won't cover. You pay the insurer each month.

> Insurance isn't complicated. It is a complicated by bad regulation that mean insurers aren't trying to sell to individuals.

It's complicated in America because the right wing in America's position is not "if everyone buys private insurance it'll be good," but rather is "I have good cheap-to-me insurance through my job that I like, and I'll be damned if i contribute a penny to those who don't, and you shouldn't force them to buy it, even if that means that only the unhealthy people will be in the private market."

When Republicans complain about the ACA's health insurance regulations they're talking about regulations that mean "people should be required to have coverage to keep the market healthy" and "that coverage shouldn't be practically-useless bullshit"

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