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What alternative would you recommend? Specifically, I am interested in a method of paying independent contractors.

Bank wire transfers? That is how contractors are typically paid. I have never heard of anyone paid any other way here in Europe, and as a contractor myself wire transfers is the only form of payment I can accept. I guess in North America checks would work too.

In the US, a check is still pretty much the way to pay money to individuals. (Or cash for non-business person to person payments in person.)

Local bank transfer to Transferwise Borderless Accounts.

A bank?

IBAN, indeed. Bunq's fees (except for the monthly) are great.

That's crazytalk.

Yes, very interested as well, is Swipe any better? Or where do people go when both one off and subscription payments are required?

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