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Not your fault. The Republican tax law of 2017 changed how your existing withholding instructions were interpreted, decreasing your withholding more than necessary in order to artificially inflate the perceived benefit of the new law. Now you’re paying for it.

The really annoying thing is that I agree it’s a good thing to have more accurate withholding and smaller refunds. They just screwed it up for political reasons.

All this could have been avoided if they just required employers to get updated W4s instead of defaulting to misinterpreting your existing instructions.

Recommend you submit a new W4 ASAP.

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