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The PayPal fraud was the reason we went to a traditional CC processor. In a single month we were hit with over 1000 french PayPal accounts and we had some legit French business, so we couldn't block them. We ended up getting frozen by PayPal for a while, switched to Authorize.Net, and after a couple months PayPal started releasing funds again, and We had too many charge backs on Authorize.Net to continue using it.

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