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If you're considered too young to have the right judgement to vote, drink, die for your country or be married off (excepting the US states that still allow marriage from age 12[0]), you should also be too young to be held liable for fraud.

[0]https://en.wikipedia.org/wiki/Age_of_marriage_in_the_United_...




Isn't that the point, you pass off the legal liability to the user who can't be held liable and so bypass the need to restrict your service to over-13s.




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