¹The factory warranty on my vehicle is going to expire? I don't have a vehicle with an expiring warranty. "This is your final notice" how I wish those words would be true. Or my "medical-grade knee brace" that I supposedly wear. Or the interest rate I could get on the CC I don't have.
[Edit: And I think it is in fact working, in that the non-fraud people don't call me much anymore. So the ones who do call are the ones willing to break the do-not-call law, which means they're probably also willing to break other laws, like the ones against fraud.]