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The other major issue with the single family home focus in the US is with how much wealth Americans have tied up in their homes–the goal of having affordable housing is at odds with the goal of having houses be investments that forever increase in value.

Plenty of people will advocate for ensuring that there is plenty of affordable housing, but as soon as prices actually go down and homes become more affordable it's as if the sky is falling. It makes sense given there are millions of people whose net worth/retirement/future stability is tied up in the long term growth in the paper value of their houses, but it's a tough problem to solve from a policy point of view.




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