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The bigger issue is that as society in general gets richer much of the increase is being captured by landlords (and to an extent older property owners.) In the UK, the size of new build homes is at a 90 year low. [1]

[1] https://www.which.co.uk/news/2018/04/shrinking-homes-the-ave...

Ironically Adam Smith also pointed that one out.

He also suggested a tax on rent as one of the best ways to tax, since it ends up being paid by the landlord.

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