Just FYI although the music industry has changed (much lower profit margins now), it's still a cartel of companies who actually own the vast majority of the content, and extract a pound of flesh. Perhaps you think that Spotify "disrupted" the industry (and Last.fm / others before it), but everyone still pays the piper - the majors (and given that they own the content, they can choose how much to charge for it whenever their contracts renew, which they make sure is frequently).
