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We really have no choice. If we refuse to pay for health insurance then we're forced to pay penalties that are up to equal to the cost of bare bones insurance ($400ish+ a month per adult) which offer practically no coverage and constant headaches.



"If we refuse to pay for health insurance"

Refusing health insurance is also not an option unless you accept to pay full cash in an emergency. Or you need to accept not to get any care.




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