I just realized after reading your comment that my family were millionaires when I was in high school. We had about $25k a year income, no new cars, no college fund but we owned two properties that put us over the millionaire mark. I qualified for and ate the 25 cent lunches at school and had hand me down everything.
Have a million dollar net worth isn't necessarily fun or comfortable, my parents divorced, cashed out the houses and nothing is left, good times.
Similar story. Grew up on a dairy farm. Our taxes stated our income as around $13K for a family of 5. Farm & equipment sold for 1.2 million (2001). Government got about $600K in taxes. Another $200K went towards existing loans. $120K towards a 1000sqft 1 story ranch home for my parents to move to. They gifted 20K to each of us kids to avoid further taxes on that. Each of us has done well using it to pay off education, buying land, or reinvesting.
Anyways, they both have medical problems that no insurance would cover in the past decade (part of the reason for selling the farm). Having just turned 60, they're both sitting on about 150-200K to retire on. One can't look at this as anything except a system rigged towards a Sisyphean outcome.
This isn't the "Ovarian Lottery" Warren Buffet talks about. I doubt anything I say could get through to someone clearly after troll bait and offering no insight.
Each of us worked harder than most people who complain about being slighted by the hand of fate. I started working on the farm when I was 10 and continued helping out until I was 19. It ranks below minimum wage. As for my parents, you think that chastising their frugality and having a paid for house within their means is something to mock? Really?
Farming ranks as one of the 10 most dangerous occupations; you can be injured in pretty much any way imaginable. In fact my father was. Once while my brother was in high-school and again when I was. We each did our part staying home from school running things until my father was recovered on both counts. Trust me, 1.2 million over the course of 30 years isn't as much as it would seem.
I currently live in a neighborhood of mostly ~$1-million homes. Many of the residents are retired people who originally bought their houses in the 1960s for ~$50k. This probably explains why all the on-sale items at the supermarket get sold out right away, and why there's several thrift stores in town.
For what it's worth, my parents got here with dedicated saving: anywhere between $30k-$100k per year for the last two decades. Our investments have performed miserably, and we didn't own a home going into the housing bubble either. It can be done, but it's a lot of hard work.