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I've actually closed bank accounts to get away from subscription services. It really is an outrage. What more should it take than telling them you don't want to pay for their service anymore?


I've had a bank (Bank of America), tell me that the only way to stop a recurring, fraudulent ACH charge was to close my account and open a different one.

I did close the account, but saw no reason to reopen one with boa.

The kicker is that a few months later, I get a delinquent negative balance notice from boa. The ACH charge had struck again. I called and asked how in the world I could get an ACH charge on a closed account with $0 in it. The agent said that the account will automatically reopen!!! anytime someone tries to charge it.

They will also automatically charge you overdraft fees, and then an overdraft fee when the overdraft fee bounces, and then a negative balance fee... and an overdraft fee when that one hits.

Just telling the story gets my blood boiling again. Never ever deal with any large corporation if you can help it.


I guess there was some truth to that Friends episode.




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