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That's not true. This clearly depends on the country you are in, the payment processor you use, and the type of credit card you got. (eg with chip or no chip).



Which part isn't true?

Also chip or no chip doesn't matter for online/telephone/mail order purchases which I would guess would be the only place you can use this stolen credit card info.


That you don't get your money when somebody pays with a stolen card or does a chargeback.




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