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>Someone did have millions of records for everyone's credit history including birthdays and past addresses.

The point is to make it public. Not claim its out there somewhere. The ability to go in and see your data just sitting there in the public is what makes it 'real' to people that don't think they care about privacy.

The fact that this equifax data hasn't surfaced yet makes me think it may have been collected by state actors and being kept for more nefarious purposes than selling it piece meal on the dark web.

Imagine the chaos caused by a distributed, automated, nationwide creation of fraudulent accounts and debts being created.

It would bring the financial system to a halt until the fraudulent transactions could be identified and filtered out.

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