I didn't say that. I agree that most tech workers are not (realistically, anyway) planning to retire in their 40s. Most in their 20s probably do not have concrete retirement plans.
The claim I was responding to is andrewprock's statement:
> Most tech workers who plan to retire by their 40s will be working into their 50s.
Which makes a specific claim about the specific subset of tech workers who are planning to retire in their 40s.