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Also the schools. Houses in the our city in safe-by-city-standards neighborhoods are not only way more expensive (and, nonetheless, smaller) than the 'burbs, they're usually served by some of the worst schools in the area. So then you're paying for private school, on top of more expensive housing. The math for living in the city doesn't work out unless you're really rich—or don't have kids. You could maybe do it with one and not hurt your wallet too much, but the costs scale quickly with 2+.

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