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> Old age these days is 3-4 decades

As a 44+ year-old software engineer who is still gainfully employed, and who doesn't see that changing any time soon, I'm not sure what to make of your assertion...?

Are you seriously saying being older than 30 years of age is considered "old"?

sorry I meant 60-90. You need savings to sustain you for like 3 decades and those are expensive decades with all health and care costs.

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