Huh, I remember it being "Peer-to-Peer Electronic Cash".
Sadly, being "digital gold" is a huge mistake because a store of value that is also a currency is a dominating strategy in this game.
Lightning is "18 months away" which is exactly the sort of estimate I hear at work when something will take 4-6 years, or be shelved without getting released.
I think Litecoin deserves it far more, bcash was a cynical pump and dump.
If you're talking about credit card fees, which are generally a fixed rate + a % (Stripes fees are 2.9% + 30c) then it's a hell of a lot cheaper for everything but the smallest of transactions.
You can currently get a transaction confirmed in the next block for around US $0.60 based on an average transaction size of 250 bytes and 30 satoshi / byte. With that $0.60 fee you can transfer everything from tens to millions of dollars. If the transaction isn't as important or you can wait more than ~10 minutes you can get it even cheaper.