Luxottica retail brands: http://www.luxottica.com/en/retail-brands
Luxottica eyewear brands: http://www.luxottica.com/en/eyewear-brands
Luxottica vision insurance: http://www.luxottica.com/en/node/6336
See 60 Minutes story on Luxottica: https://www.youtube.com/watch?v=gDdq2rIqAlM
Non-Luxopoly choices FTW:
Also, VSP is the major vision insurance co. in the US (80M insured).
Perhaps the source of standard retail costs of prescriptions is the negotiation powers of insurance co.'s coupled with insured apathy ("it's not my money").
After a shitload of "oh, these aren't our lenses", they reluctantly put the glasses in their refractometer. The Zenni lenses matched the prescription perfectly.
My latest shipment of Zenni's came in recently.
$28.26 for two pairs. And they came in ten days!
His cost $350. Mine cost $35 including shipping. I bought a backup pair, too.
Warby Parker opened their own lab this year: https://www.inc.com/magazine/201706/tom-foster/warby-parker-...
Can you clarify this portion of your comment? I'm interested in hearing whatever insight he gave. I had a similar experience with WP, but I assumed it was due to my tough prescription.
Did Zenni and 39dollarglasses before. Prescription is okay, but some of the frames came crooked and chipped easily.
Quality frames, all-in for €99,-. I'll never visit a brand carrying optometrist again.
The only benefit to buying in-person is the ability to go back and exchange your glasses for a new prescription, but even if you do that twice and your optometrist charges you for a new exam each time, you'd still be saving money ordering online.
In cases where your exam nails your prescription the first time, it's drastically cheaper (more than one order of magnitude) to shop online. Bonus, you can afford to purchase several pairs of glasses to keep all over the place, ensuring a broken or lost pair is not a big deal.
Note, I only have experience with eyewear; I have never worn contacts, which may be a different story.
They won't sell you glasses without a membership though, so if you're looking for somewhere that won't force you to buy something, that's a pretty safe bet.
Unfortunately it looks like IPD is not covered in that, but I'm sure the independent optometrists at Costco would be willing to measure it no-strings-attached since they're not selling you glasses.
At this point it's so much a part of the culture that even optometrists without a direct relationship to the company that provides your glasses still believe people can't be trusted with measurement of their own eyes.
You are overlooking a huge benefit to buying in person... seeing what the glasses look like on your face before buying them
Zenni has a feature whereby I can upload a photo, and get a reasonable facsimile of how a frame is going to fit, while wearing my current prescription to be able to actually focus on it. After 3 years of zenni, I went back to brick-and-mortar once, and faced extreme sticker shock.
Back to Zenni I went, and have been super happy with them since.
Positive: They nailed the prescription (perfect). The lenses were as thin as normal with the 1.67 "high-index polymer" upgrade (which is important as the prescription is bad in one eye, could result in super thick lenses). In all other respects they do what they say they do.
Negatives: We ran into an unexpected and ultimately fatal issue; even with perfect lenses and fine looking frames, my wife could not get them to sit straight or comfortably on her face. They'd slide down her nose and fall, both pairs. We bent them with pliers and a heat gun, followed the guide on Zenni's site, even had the gall to take them into an opticians (Standard Optical) and they tried adjusting them for us, no dice. This is on both pairs (sunglasses and regular). Even after our best attempts and taking them into a Standard Optical, we could not make it work.
We now have two pairs of Zenni sitting in a draw and had to spend another $180+ on just regular glasses from Costco (no sunglasses due to cost). These ones at least stay on her face. It is such an obnoxious and unusual issue to have, but two frames from two different lines of frames both didn't work for us and could not be fixed. It definitely shows the biggest problem with online glasses shopping in general, good prices, but if they don't fit your face then you're now out $170 (Plus whatever we spent at Costco after failing at Zenni).
This isn't meant to be a slam against Zenni in particular, they did what they said they'd do at a good price. This is a cautionary tale about online glasses shopping in general...
Eyebuydirect (14 days) and 39dollarglasses (30 days) offer full refund for returns.
I was just posting to point out an inherent flaw with the entire concept of online glasses ordering and one I have no solution to.
I'd love to imagine a future where they can 3D scan a face and produce bespoke frames.
3D scan & custom frame: https://www.3dna-eyewear.org
Warby Parker is using the iPhone X camera for facial scan & frame recommendations.
What are my rights under the FTC’s Eyeglass and Contact Lens Rules?
If you get a fitting for glasses or contact lenses, the eye doctor must give you a copy of your prescription – whether you ask for it or not. It’s the law. The doctor can’t require you to pay an extra fee, buy eyeglasses or contact lenses, or sign a waiver or form.
Also, someone on HN talked about getting a prescription for reading up close (essentially the bottom focal distance of a progressive lens across the entire lens) and another standard prescription for non-reading use. When I have the time to get my prescription re-done, I’m going to do that instead of progressives. They’re a real pain to get used to, and they correct neither near nor far sight perfectly.
Bifocals and trifocals are available in different configurations (half-round, round, different diameters).
Divorcing consumers from the cost of these services causes them to be less price sensitive. Even if they ultimately end up paying higher premiums there is no direct feedback occuring at the time the exchange takes place. So consumers are less thrifty, and there is less pressure to drive down prices through competition.
When a family member collapses and you call an ambulance, I can't imagine anybody being particularly price sensitive.
And this ultimately brings us to the reason why universal healthcare would be cheaper. Having our population of 300MM+ spread into so many different risk pools screws with financials of premiums a ton. Even with our aging population we’d be paying significantly less if the entire country was in a single risk pool.
For the 2016, 17, and 18 contribution limits see here https://www.shrm.org/resourcesandtools/hr-topics/benefits/pa...
I get a HDHP, put the savings from not paying high premiums into HSA. The problem with california is, this is treated as income, and capital gains/interests/dividends trigger income either way. Not that it'd matter, but i see your point about FSA coming after from HSA. IT's fair.
I tried to shop around quickly but I was informed that optometrist had put a hold on my insurance preventing me from getting another quote. I asked for my prescription and they were hostile. Turns out I can get a pair of glasses online at zennioptical without using my insurance for less than just my out of pocket cost using my VPS plan. I wonder how much my employer is paying for this 'insurance' plan that requires me to pay more for glasses than online retail.
That's a pretty terrible insurance plan if you ask me.
(My vision isn't very bad, so I'm mostly paying for fashion)
Same thing with hearing aids, I went and had my hearing tested and there was a salesman just outside the test room waiting to sell you their services which sold hearing aids for $999.00+ plus services.
Warby Parker charges $40 for an online exam: https://www.warbyparker.com/prescription-check-app
Smart Vision Labs startup is lowering cost and improving accuracy via telemedicine and better auto-refraction, http://nordic.businessinsider.com/smart-vision-labs-iphone-p...