In North Dakota's defense, the law here was probably put into place when the Bank of North Dakota was doing the majority of loans (SLND). It was really, really hard to default since you could get a deferment with a phone call or change your payment amount the same way. I had about 5 years (various lengths over the loan) where I didn't pay on my student loans because my take home was too low.
I don't know what the situation is now but SLND was really, really easy to get to something that was acceptable.
[edit] hold the heck up: The section of the North Dakota Century Code these websites are quoting is 28-25-11 which has the title "28-25-11. Property applied - Wages exempt - Suspension of recreational licenses for nonpayment of defaulted state guaranteed student loans." - note the word recreational www.legis.nd.gov/cencode/t28c25.pdf - no hunting for you - The court may withhold or suspend any certificate, permit, or license issued by lottery, tag, electronically, or over the counter by the director of the game and fish department which the judgment debtor is required to obtain before engaging in a recreational activity.
I don't know what the situation is now but SLND was really, really easy to get to something that was acceptable.
[edit] hold the heck up: The section of the North Dakota Century Code these websites are quoting is 28-25-11 which has the title "28-25-11. Property applied - Wages exempt - Suspension of recreational licenses for nonpayment of defaulted state guaranteed student loans." - note the word recreational www.legis.nd.gov/cencode/t28c25.pdf - no hunting for you - The court may withhold or suspend any certificate, permit, or license issued by lottery, tag, electronically, or over the counter by the director of the game and fish department which the judgment debtor is required to obtain before engaging in a recreational activity.