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> Under your logic all those who eat fast food for lunch everyday and don't exercise should have to pay extra for medical insurance for not taking care of themselves.

Err, that's exactly what happens. Your premiums would definitely be higher if you live a riskier and less healthy lifestyle because you would require more costly health care at a younger age.

And as another poster pointed out, we're now also coming around to the idea of disincentivizing poor food choices for the same reasons, like taxes on sugary drinks.

So this is not "my logic", but in fact the prevailing logic of most people.



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