100k in the market should net you 4-12k per year.
What is that about?? Usually the market prices the dividend removal, but that only lasts so long. At any point during the year the market prices it back, in anticipation of the next dividend.
> if some way to generate capital is too easy it will become hard quite fast due to competition.
For the general population, saving money to invest is not easy.
Amazingly enough, that only payed me 1128€ (after tax [I just checked my income tax form]) in dividends last year. I guess I suck at picking high-return stocks.
I used to when I started, but I don't anymore. Now I just buy stocks of companies I like. Lately for instance, I bought some NVDIA shares because I like what they do. Also last year I realized I didn't own any AMZN share and I thought that was not right, without even considering the fact that they don't pay any dividend at all. Same for Netflix or Cray or Tesla.
In truth, my mindset is more of a collector than an investor :P
Also, at least if I don't earn much I only have myself to blame.
Not saying you're wrong, but it's something to keep in mind based on your goals.