You want to do business with company A. Company A asks company B for information about you. Company B lies to company A. Now company A won't do business with you, because company B lied about you.
Company B in this scenario is a company like Experian.
They're saying the problem is this:
You want to do business with company A. Company A asks company B for information about you. Company B lies to company A. Now company A won't do business with you, because company B lied about you.
Company B in this scenario is a company like Experian.