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Yes, and it's possible using simply arithmetic and market rates! Given that freezing your credit ratings is a necessary precaution after this damage inflicted by their negligently unpartitioned database, we can calculate:

1 legally guaranteed free credit report / year * ($5 freeze before + $5 unfreeze after) * 3 agencies * 33 more years of healthy remaining life God willing = $990 right there.

Move apartments or change jobs just once in that interval, and it will bring you up to a round thousand. Bam.




Actual, not theoretical.




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