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>Ok, so credit reporting agency collects sensitive personal and financial data on basically every adult American, loses it to a bunch of criminals and now I have to deal with the consequences?

This is what pisses me off - I never gave them authorization to collect information on me. I have no business relationship with these companies. To me they look a lot like parasites even when they're not giving away my data.

EU privacy and right-to-access laws aren't looking so bad now are they

You often agree to this when applying for a loan or credit card.

agreeing under coercion shouldn't be considered agreement.

yes, I realize that the definition of "coercion" here is complicated and nuanced, but I feel the point stands.

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