Last month my auto registration sticker didn't show up in the mail after renewing it. A trip to the county clerk, then the sheriff's office to file a report, then back to the clerk to get another sticker took almost two hours. Stopping by the local bank to change my address after the online system locked my account for two incorrect password attempts took 90 minutes. 6 phone calls after a cancelled auto insurance policy made an auto draft the next month. My coworker has a pile of kids, two with medical issues, it seems like his wife has a part time job dealing with medical billing issues.
Most of these rambling examples aren't the fault of the organizing institution (unlike the Equifax leak at hand), but in the end individuals are bound by those institutions' organizational practices in their pursuit of normalcy. I don't know how it could be implemented or enforced, but at a certain point it feels like individuals should be compensated for suffering organizational incompetence or negligence.
Which gets me to my response:
Cherish that time. I don't care about longevity, I care about maximum value. I may be content to die today, but I'm not content wasting time on something that is forced on me.
I don't regret much, but I do regret my time that was wasted by others. As I look back, I see do many situations where I could have disallowed that while still getting the same eventual outcome.
For instance, in a past life I may call up to question a charge on my cable bill. Now that I have more money, I don't waste my time on such nonsense. If the cable company wants to charge me an extra $20 for no reason, they can do so, because it's not worth my time to call them up and get shuffled between departments for 2 hours.