(and I would think refusing to accept Equifax's "coupon" for TrustedID would be a similarly easy argument to make)
there's no right to not having your identity not stolen tho. By this logic, shouldn't you _always_ have the identity-theft prevention service paid for already, regardless of what happened to equifax?
I think you'd have to show _actual_ identity theft occurring with your name to claim damages.
If it weren't for Equifax, anyone trying to use your identity would have a much harder time.