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i would expect people not to use this as their main account for a long time.

people will just transfer in a small portion of their money to this automatable account and not risk 100%

so while this roboaccount can go mad and empty everything , you are only out say $3K when your traditional main account still has $9999997K

Treasury functions within large corporations do the same thing. They dole out only a portion of the companies wealth to departments so they cannot go mad ( amongst other reasons )

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