Right. All they have to do is sell their kids so that they need less space (cheaper housing) and don't need to spend money on education, and then "wing it" with regard to health insurance. "Just don't get sick" is great advice that I'd give to anyone in this country; I mean, can you believe that people in the US think they have the right to get cancer? The fucking nerve of some people.
[Follow-up: On a serious note, I know that's an obnoxious reply, but I'm sick of conservatives who somehow believe the problem is that people are spending too much on unnecessary things. There is some of that, but most bankruptcies come from the big-ticket items-- housing, healthcare, and education-- which ought to be affordable.]