Do you know why it's possible to have different channels on the same track in MIDI? It's kind of cool to save channel information per-note, but do people really use this to have multiple instruments on one track?
Like GarageBand, it seems most DAW associate a channel with a track and not individual notes. What was the use case originally?
It didn't take long for multi-output MIDI interfaces to appear, but until they did everything went out of a single port, and the software worked to suit, with the channel setting on each track being used to select a playback device.
 Technically the single line went through multiple MIDI thru connectors. But it was still the same stream of information.
Because events in a track in a Standard MIDI File are stored more-or-less the same way they'd be sent down the wire, that includes the channel information. The sender doesn't need to have any concept of channels in order to send the events stored in a SMF.
(Yes, this does mean that you can have notes on different tracks that are on the same channel. That's actually useful sometimes when using a DAW, especially for solos and drum parts.)
MIDI messages tend to be 3 bytes. For example, a "Note On" message is 0x9Z 0xKK 0xVV where 9 is the "Note On" command, Z is the MIDI channel (since its 4 bits, you can have 16 channels), KK is the key/note (up to 128 ) and VV is the velocity (up to 128 different values).
 excluding system messages and the channel pressure command which has only 2 bytes
 the most significant bit is always 0 for data bytes. If its 1 (like in the first of the messages byte) it is treated as a command byte.