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Ok, if the "year ago" scenario is far fetched, then I'm not even going to pretend I can remember when I was on this day a month ago,much less where my car was and who was driving it. Like I said, I am not required by law to keep a record of every single person using my car with the times they used it, so how can the law require me to produce said information? If me + 4 other people are insured on a vehicle, that means that possibly, it could be one out of 5 people driving it on a given day. I have no idea which one it was. What then?

I can only state what the law requires here, in DE. It requires you to know that (but admittedly you're usually going to get a picture with the first request for information, so it's mostly a matter of "Hey Joe, you've got a new mugshot!" and passing it to the right one of five) and has ways to "motivate" you if you fail this in a harsh case or repeatedly.

Which is fair in my book: You own the car, you are responsible for it. You're not on the hook for offenses that you didn't cause. But you were careless with your car if nobody steps forward after an incident.

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