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At 33x annual spending you can retire today.

That is already passed the 4% withdrawal rate (can take out 4% every year and never decrease the principle), which is 25x annual spending in savings/investments.

http://www.mrmoneymustache.com/2012/05/29/how-much-do-i-need...




I am aware, but am overly conservative. I just turned 40 so have a few good working years left at least.




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