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Tell me more about all the places where a home bought in 2000 is worth less now, and all the colleges where tuition was not 50% cheaper in the 90s.

My home bought in ~2004 was recently appraised at half what I purchased it for in real dollars (in Chicago)...

Tuition for the college I went to is around ~18% more expensive now than when I went in inflation adjusted terms, the loans you can get now to cover them are around half of what I paid between 1996-2000 (at a state school). I haven't done the math to see how that all breaks out for real cost differences, but I'll concede college is more expensive now.

Also if you've graduated in the last 6 years or less, you've come into a job situation that is phenomenally better than that of someone who graduated from 1990-94 or from 2002-2006, which has probably a bigger impact on your lifetime earnings than your generation (think how capricious that is).

Sure, tuition was cheaper. Doesn't mean it was cheap. And when future you is talking to a 20-year-old, they'll be lambasting you about how easy your life was when a 4-year degree from a public instituion only cost you $80,000.

If you're truly ignorant of the subprime mortgage crisis a few years back, you can check out The Big Short (book or movie, but I'm told the book is much better) for good insight into history and mechanics.

Point is that the economy has changed a LOT in the last 15 years, and lots and lots of people suffered. Generation X is not the Baby Boom generation. I think you sound a bit foolish/ignorant appropriating the "Baby Boomers ruined the economy!" rhetoric and applying it to the generation-and-a-half that followed them.

I'm aware that home prices dropped in 2008. I'm also aware that they settled at a level significantly above the prices of 2000. Check any of the home price indices if you don't believe me.

Yes, home prices tend to increase on average. Not sure what your point is. Are you implying that when you are ready to buy a house they will start depreciating?

Unfortunately for people my age, home prices have been growing faster than incomes recently.

Home price growth is independent of age and is heavily dependent on location.

You are trying way too hard to make yourself sound like a victim.

I don't generally think of myself as a victim. It seems that my income puts me in the top 1% for my age (just about any 6 figure salary will do that). It's all my classmates and friends I'm worried about.

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