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It depends on your circumstances. Now that i am 60 I would quite like to cut my average hours per week, not because it is too tiring but because I have a lot of other things I would like to do. But thirty years ago I was able and willing to work a more than eight hour day and then spend three or more hours at home learning more about my trade.

But as others have said, it gets complicated when you consider pensions so I'll probably keep working full time for another couple of years and then ask my employer if they would be willing to to let me drop to 70%. My net income at 70% hours will be a lot more than 70% of my current net because of progressive taxation.

Another option that can work for some people is to work longer hours for fewer days, instead of 7.5 hours per day for five days a week work 9.375 hours a day for four days a week. You save 20% of your commuting time as well.

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