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Also, I guess that really when they say COBOL they mean 'our decades old spaghetti mess of COBOL', not COBOL itself. I doubt anyone would struggle to 'learn' COBOL, but it would take years to figure out exactly how these systems work.

Therefore there's not much chance you can go to another bank and do the same stuff, surely? Therefore less pay.

Exactly. The complexity here is not in learning Cobol, it's understanding a complex, mission-critical legacy system with no documentation, no support and implemented using little to no methodology or best practices.

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