> Yet these cards are what is being targeted, because only the poor use them.
Same reason as this:
>Employers use these cards because the debit card providers are willing to take on the cost of payroll for the privilege of gouging the employees in fees.
The poor do not have the ability to fight back, and their employers have the resources to make sure the gov't does not shut these things down and require proper paychecks. Never underestimate the rich's ability to exploit the poor.