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What's not to understand? Money is money, it spends just as well regardless of who gave it to you.



These cards are predatory because they have fees to withdraw, fees to not have the card expire and your money go poof, and even fees to even check your balance.

Some states have enacted laws (Illinois is one I believe) that prohibits employers using these cards if the employee does not wish to use one.

Employers use these cards because the debit card providers are willing to take on the cost of payroll for the privilege of gouging the employees in fees.


From your previous post:

> Yet these cards are what is being targeted, because only the poor use them.

Same reason as this:

>Employers use these cards because the debit card providers are willing to take on the cost of payroll for the privilege of gouging the employees in fees.

The poor do not have the ability to fight back, and their employers have the resources to make sure the gov't does not shut these things down and require proper paychecks. Never underestimate the rich's ability to exploit the poor.




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