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Yep, I moved to the US two years ago from Australia having never written a check in my life. The banking system here was probably the biggest culture shock for me.

Agreed; also in .au, the last time I presented a cheque (in 2011) the poor newbie teenage bank teller strained to recall his training. He processed it ok, but panicked so badly he accidentally handed it back. The branch manager drove out to my workplace to retrieve it from me in person...

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