|Hi HN, long-time contributor with ~1500 karma; throwaway for obvious reasons.|
When I used to see these posts, I always was thankful for the position I was in. I never hesitated to send a personal message with my regards and best wishes, and most of the time I'd include a small bit of help. I'm hoping this all comes full-circle, because I desperately need it.
Let's not make this about financial planning (it's otherwise pretty good) but a client has just told me (after telling me they were waiting on a third-party...) they're unable to pay their invoice this month and it's put a strain on me.
About 2 years ago I had an excess of $100k in my bank account. As someone in their early-mid 20s, I was doing very good. I don't live lavishly or have super nice things; I'm pretty frugal and basic. But after some hospital expenses and some very bad luck, I'm down to less than $1k in my accounts, and my assets are non-existent as, well, they never really existed in the first place.
My stack is Ruby/Rails, HTML/CSS/jQuery (yeah, I know), and Sidekiq for background jobs. I can integrate any API or build them quickly. I've scraped more websites than I haven't, and I'm pretty good at it. A JS framework (likely Vue or React) is in my New Years Resolution. Point being, I can get things done and get them done right. I can also consult on SEO, copywriting, marketing, and a couple laughs if need be.
I'd prefer to stay publicly anonymous; I can send over some samples of work via email and we can jump on a call/Skype/hangout/whatever.
I know this won't be met with some of the kindest thoughts; remember, everyone has a story. Some of them are prettier than others. At the end of the day, we're all human.
Again, to reiterate, I'm not asking for hand-me-outs; I can't morally accept them. I'm not asking for a loan. I'm asking if I can start hacking away on that project you've been putting off.
Email: email@example.com (forwards to my personal)